Financial control doesn’t always leave a visible mark. It can take the form of hidden bank accounts, withheld wages, or forced debt. Sadly, many only realise they’ve suffered financial abuse when their marriage ends. But help is available. In the UK, the law recognises the harm this type of abuse causes, especially during divorce.

Let’s explore how the legal system can support victims and ensure a fair divorce settlement.

What is Financial Abuse?

Financial abuse happens when one partner controls another’s money and access to resources. This can mean stopping someone from working, managing all household funds without discussion, taking out loans in their name, or even hiding assets during a split. It’s not always obvious at first, but it creates deep power imbalances over time.

A partner may refuse to give money for essentials, demand to see receipts for every pound spent, or cancel bank cards without warning. These actions aren’t about money—they’re about control.

How UK Law Can Help

UK law takes financial abuse seriously, especially in the context of domestic abuse. A few key laws offer protection.

Family Law Act 1996

This act allows victims to apply for a non-molestation order, which can stop the abusive partner from threatening or intimidating behaviour. While it often covers physical or verbal threats, it can also address ongoing financial control.

A related protection is the occupation order, which decides who can live in the family home. Courts can use it to remove the abuser and give the victim a safer environment to live in, especially when children are involved.

Breaching a non-molestation order is a criminal offence and can lead to arrest.

Matrimonial Causes Act 1973

When couples separate, a fair divorce settlement is vital. Courts look at many things to decide how to divide money and assets. These include:

  • How each person contributed to the marriage (both financially and through care or support)
  • What each person needs in the future (housing, income, pensions)
  • Any serious behaviour that affected the other person’s wellbeing or finances

Financial abuse may have prevented a spouse from working or saving money. The court can take this into account when dividing property, pensions, and savings as per the Matrimonial Causes Act 1973.

Dealing with Hidden Assets

Courts can step in if someone tries to hide income or property during a divorce. Each person must give a full list of their finances. If there’s any sign of dishonesty, solicitors can ask for court orders to reveal hidden accounts or trace money that’s been moved unfairly.

In serious cases, forensic accountants may help prove the abuse and highlight any financial manipulation.

Support and Legal Aid

Victims of domestic abuse—including financial abuse—may be able to get legal aid to cover the cost of legal advice or representation. Eligibility depends on income and evidence of abuse, but many find it a lifeline during an already stressful time.

Organisations like Women’s Aid and Refuge offer extra support. They help victims understand their rights and provide a safe space to get practical and emotional help.

Final Thoughts

Financial abuse can leave lasting scars, but it doesn’t have to shape your future. UK law offers strong protections, and with the right support, you can regain control of your finances and life. If you’re going through a divorce and have concerns about money being used against you, speak to a solicitor who understands how to handle these situations. A fair divorce settlement isn’t just about numbers—it’s about justice, security, and moving forward with confidence.